As of May 26, 2022, Yu'E Bao has not been deactivated, and the platform has not released information about taking Yu'E Bao offline or stopping the use of Yu'E Bao. Yu'E Bao has always been in normal use.

If the user's Yu'E Bao is closed or cannot be opened, they can consult online customer service on the platform. If the money in Yu'E Bao cannot be used, it may be frozen. For example, if Yu'E Bao is used for installment repayment or the frozen funds are

The trial fee given by the website to users.

The above is the relevant content of "Is Yu'E Bao going to be removed from the shelves in 2022?"

Is there any risk in Yu'e Bao? Yu'e Bao has risks, but the risk is so small that it can almost be ignored.

Monetary funds connected to Yu'e Bao are mainly used to invest in securities such as government bonds and bank deposits. The probability of cost loss is small, but the rate of return cannot be guaranteed.

At the same time, Alipay provides customers with account security insurance. If the money in Yu'e Bao is stolen and cannot be recovered, customers will be compensated by Alipay.

Yu'e Bao actually purchased a currency fund provided by Tianhong Fund.

Yu'e Bao does have certain risks, but the possibility of the risk is very small.

Risk types of Yu'E Bao 1. Investment risk: The investment scope and proportion of monetary funds have always been strictly supervised and controlled by regulatory agencies. Generally speaking, its investment risk is very small, but small risk does not mean there is no risk; 2. Liquidity

Risk: Because the users of Yu'e Bao are mainly individual customers, its centralized redemption pressure is smaller than that of other funds, but it is not zero risk.

For example, the predictable concentrated trading period of Double 11 with e-commerce characteristics actually leads to a skyrocketing consumption amount, which fund managers need to deal with in advance.

The risk that cannot be estimated is that, for example, if a "run" situation results in centralized redemption by users, the interest rate risk for such a large-scale monetary fund will be unbearable; 3. Technical risk: Because Yu'E Bao and Alipay have the ability to redeem funds in a timely manner.

Due to its extremely large number of users and scale, the amount of data processed every day may be astronomical, and operational errors, hacker intrusions, system downtime and various unforeseen problems are all very likely to cause problems.

The user's assets are at risk.

This article mainly writes about the relevant knowledge points: Will Yu’e Bao be removed from the shelves in 2022? The content is for reference only.