The net value of a fund unit refers to the total net assets of the current fund divided by the total share of the fund. Net value of fund unit = (fund assets-fund liabilities)/fund share. Among them, fund assets include stocks, bonds, cash and other assets invested by the fund, and fund liabilities include interest, management fees, custody fees and other expenses that should be paid by the fund.
The trading of funds is calculated according to the unit net value of the day. If it is bought or sold before 3 pm on the trading day, it shall be calculated according to the unit net value of that day; If it is bought or sold after 3 pm on the trading day, it shall be calculated according to the unit net value of the next trading day.
For example, if an investor buys a fund before 3pm on a trading day, and the unit net value at that time is 1.5 yuan, the fund share that the investor buys is: investor investment amount/fund unit net value =10000/1.5 = 6666.67. If an investor buys a fund after 3pm on a trading day, and the unit net value at that time is 1.6 yuan, the fund share that the investor buys is: investor investment amount/fund unit net value = 10000/ 1.6 = 6250.
Similarly, if an investor sells a fund before 3pm on a trading day, and the unit net value at that time is 1.8 yuan, the fund share sold by the investor is: fund share held by the investor × fund unit net value = 6,666.67×1.8 =1. If an investor sells a fund after 3pm on a trading day, and the unit net value at that time is 1.9 yuan, the fund share sold by the investor is: fund share held by the investor × fund unit net value = 6250x1.9 =11975 yuan.
It should be noted that the unit net value of the fund is a dynamic value, which may change due to market fluctuations and other factors. Therefore, when buying and selling funds, investors need to pay attention to the unit net value of funds in order to better calculate the investment gains or losses.