Generally speaking, funds suitable for long-term holding are passive funds, also known as index funds. Generally speaking, as long as the national economy is stable and the economy develops upward, then the index fund is definitely upward, and it is a long-term upward trend. Therefore, at this point, index funds are very suitable for investors, especially long-term investors.
If short-term speculation is to be carried out, then active funds are more suitable for short-term. Because most active funds invest in industries or concepts, we all know that industries or concepts are cyclical and easily affected by the market.
For example, tourism stocks are very vulnerable to the influence of time and belong to cyclical stocks. However, at present, funds are mainly based on value investment, and there are few such cyclical funds. Therefore, it is best to think long-term when buying and selling funds.
If you want short-term speculation, it is better to choose the stock market, because a trading model of funds is not suitable for short-term speculation. In particular, most funds are over-the-counter funds, and they can't buy and sell at their favorite prices when trading. Of course, on-site funds can be traded like stocks, but there are too few choices and fewer opportunities.