With the popularity of fund financing, more and more people pay attention to fund transactions. However, how to start investing in funds is still a mystery to most novices. So today, let's take you to understand how novices understand a fund. In what ways? Let's analyze it for everyone:

How do beginners understand a fund? In what ways?

Novices understand a fund mainly from the perspectives of fund companies, fund managers, fund products and fund announcements.

1, fund company

Mainly depends on the fund company's management scale, industry, company performance and so on. The management scale of a company can reflect the management strength of a company. The bigger the management of a company, the stronger it is. In addition, you can also refer to the updated company rankings as appropriate.

Seeing the industry in which the company is located can predict the future development of the company to a certain extent. If the industry is just needed (medicine, consumption) or supported by the state (semiconductors, new energy), then the profitability of investment is relatively large.

Company performance reflects the company's operating conditions and profitability. If the historical performance of fund companies is relatively stable and at a high level, then the profitability of investment is higher.

2. Fund managers

Mainly depends on the fund manager's past performance, investment level and work experience.

The past performance of fund managers is the embodiment of their management ability and investment level. Choose a fund manager whose past performance ranks high and is in a relatively stable state.

The more experienced a fund manager is and the longer he has been employed, the stronger his market adaptability will be, and he can take timely measures to deal with sudden market risks.

3. Fund products

Fund net value: mainly divided into unit net value and cumulative net value, unit net value refers to the current price of the fund, and cumulative net value includes the net value after dividends.

Fund performance: judging the recent performance of the fund through the performance trend of the fund.

Fund type: It is the first step for a novice to judge what type of fund he belongs to. Such as stock funds and money funds. , combined with the investment market to judge their own risks.

Maximum withdrawal: in the same period, the smaller the maximum withdrawal of the fund, the more stable the fund, which can also reflect the investment level of the fund manager to some extent.

4. Fund announcement

Novice investors can learn about the fund's investment scope, dividend information and other fund-related information through the fund announcement.