First of all, buying a new fund has no historical data and cannot be evaluated. At this time, the risk of investment will increase, and the issuance of new funds is generally chosen when the stock market rises a lot. At this time, the cost of buying stocks by new funds will be higher. If the stock market cools down, the newly bought funds will lose money.
In fact, there will be a certain closure period after the new fund is invested, usually three months. This period of time can not be redeemed, only until the end of the closure period. If money is urgently needed during the closure period, it will affect redemption. Finally, the subscription fee of the new fund is relatively high, generally between 1%- 1.5%, which increases the investment cost.
For new funds, investors who choose bear market issuance rarely buy them; Investors are very enthusiastic when choosing bull market issuance, but in the later period of bull market issuance, investors may stand guard at a high position after buying. Therefore, when a bull market turns into a bear market, newly issued funds should invest cautiously.
Investing in funds requires knowledge of funds, such as fund types and risks of different types of funds. The common types of funds are money funds, securities funds, mixed funds and stock funds. It is worth mentioning that different funds hold different assets, and the principal is not guaranteed to be safe when investing in funds, but the risks are different.
Finally, when investing in stocks, you can choose the way of fixed investment, that is, users buy a certain share of funds every month or week, and usually long-term purchase can reduce the holding cost. After the net value of the follow-up fund rises, it can make a profit. It should be noted that the fixed investment of the fund needs long-term persistence and cannot guarantee profitability.