Prudential has entered into 172 years of operation. It is the world's top long-established brand of overseas insurance. The company's ace premium Junsheng US Dollar Savings Dividend Protection Plan, which is loved by celebrities, is a must-buy souvenir for them when they come to Hong Kong.
Functions of this product: With only a short-term deposit of five years, you can earn an annual compound interest growth of more than 6%, and you can enjoy lifetime dividends settled in US dollars, resist inflation, prevent depreciation, diversify single RMB investment risks, and be a flexible and versatile universal fund account.
Safe overseas assets with tax avoidance, debt avoidance and high concealment can be used as funds for marriage, entrepreneurship or house purchase. You can also use insurance policies to obtain loans from companies without review, with flexible lifetime withdrawals and free trusts. Wealth accumulation can be passed on to the next generation and enrich three generations.
The following is the withdrawal of the cash value of accumulated wealth that I specially plan for you. Complete the retirement savings account in 5 years, invest US$150,000 per year, and invest US$750,000 in 5 years.
Take you as a 28-year-old as an example. Prudential Elite II US Dollar Savings helps you achieve your lifelong savings goal (1) Assuming that you do not withdraw any cash, the total cash value accumulated in a certain year is as follows: The cash value of the account at the age of 43 is US$1,216,974, equivalent to
RMB 8.275 million, the cash value is 1.422 times the principal.
? The cash value of a 55-year-old account is US$2,983,203, equivalent to RMB 20.285 million. The cash value is 3.977 times the principal.
The cash value of the account at the age of 65 is US$6,018,335, equivalent to RMB 40.924 million, and the cash value is 8.024 times the principal? The cash value of the account at the age of 85 is US$23,765,360, equivalent to RMB 161.6 million, and the cash value is 31.686 times the principal? The cash value of the account at the age of 100
Valued at 67,341,058 U.S. dollars, equivalent to RMB 457.91 million, the cash value is 89.787 times the principal (2) Assuming that cash is withdrawn at an important stage of life: 482,000 yuan is withdrawn every year between the ages of 40 and 100, which is equivalent to a stable rent of 480,000 yuan a year, 61
The annual rent of RMB 29.43 million is used as a retirement pension fund to support you for the rest of your life without worries.
(3) Assuming that after the cash value is withdrawn, the policy account value is as follows: Starting from the 40th year of age, 29.43 million yuan is withdrawn in one day. When you are 100 years old, the total surrender value of 10.67 million yuan can be passed on to the next generation as wealth.
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