Rural Commercial Bank is not a rural credit cooperative.

Rural credit cooperatives and rural commercial banks are two different financial institutions, although they have some similarities in serving rural areas and farmers.

However, rural credit cooperatives are not the same as rural commercial banks.

Rural credit cooperatives are a type of financial cooperative organization, while rural commercial banks are a special type of banking institutions that can operate the business of urban commercial banks and rural credit cooperatives.

From the perspective of legal status and business model, they are two different financial institutions.

Financial Institutions refer to financial intermediaries engaged in the financial industry and are part of the financial system. The financial industry includes banking, securities, insurance, trusts, funds and other industries.

Financial institutions include banks, securities companies, insurance companies, trust investment companies, fund management companies, etc.

At the same time, it also refers to related lending institutions that issue loans to companies whose customers have financial turnover. The interest rates are relatively higher than those of banks, but it is more convenient for customers to borrow money because complicated documents are not required to prove it.