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Can the property use the owner's housing maintenance provident fund at any time?
You can't.

According to the "Measures for the Administration of Special Maintenance Funds for Residential Buildings", the use of special maintenance funds for residential buildings will ultimately be filed and approved by the real estate administrative department or the corresponding management department. Owners should successively apply to the relevant housing authority, housing safety appraisal department, audit bureau, specialized banks and other departments for professional appraisal of housing safety, audit the budget and final accounts of maintenance plans, hire construction units to maintain construction, and apply for funds allocated by specialized banks.

Housing maintenance fund actually includes housing public facilities special fund and housing maintenance fund.

The special fund for housing public facilities is referred to as the special fund, which is used for projects such as the renovation of common parts of property and public facilities and equipment, and shall not be used for other purposes. Special funds to implement the principle of "money with the house". When the house is transferred, the remaining funds in the account are also transferred to the new owner of the house.

According to the Measures for the Management of Facilities and Equipment Maintenance Fund in Residential Areas jointly issued by the Ministry of Construction and the Ministry of Finance 1998, the maintenance fund of public facilities and equipment is paid by all owners and owned by all owners. Under normal circumstances, it will be managed by the real estate administrative department. After the establishment of the owners' committee, the public maintenance fund will be handed over to the industry committee, which will exercise the management right.

The management of housing maintenance fund will follow the five principles of "unified deposit, special account storage, earmarking, owner's decision-making and government supervision".

The housing maintenance fund is used for large and medium-sized repair and renovation projects of the main structure, public parts and public facilities and equipment of the house after the warranty period expires.