The income from financial management is determined by the investment target. When the investment target loses money, then financial management also loses money.

Financial management has different investment targets according to different risk levels. Financial management with low risk level generally invests in relatively safe targets such as certificates of deposit and bonds, while financial management with high risk level generally invests in relatively risky targets such as foreign exchange and stocks.

At present, you need to open a corresponding financial account when you go to a bank or a securities company for financial management. Generally speaking, wealth management accounts opened through banks can handle savings products, bank wealth management products and fund products, and large banks can also purchase government bonds through the banking system. Due to the wide distribution of bank outlets, investment and wealth management accounts opened through bank channels can be handled at bank counters.