Many investors have the habit of buying funds, but many people obviously have a long time of fund investment experience, but how to calculate even the most basic funds? It is not clear when the fund will be redeemed.

A clear understanding of the trading rules of funds will help us plan our assets reasonably in the process of fund trading. Here are some important rules about trading time in fund trading.

Calculation of fund income time

After you successfully bought the stock, you began to calculate the profit and loss of the stock at the cost price. Fund trading is different from stock trading. The fund calculates the income according to the holding time. The holding days of the fund start from the confirmation date of the fund subscription and end on the day before the confirmation date of the fund redemption.

If the subscription is made before 3pm on the trading day, T+ 1 will be the share confirmation date on the next trading day, and the QDII fund will be counted as the confirmation date on the third day, namely T+2. Redemption must be submitted before 3 pm on the trading day, and the next trading day, that is, T+ 1, is the redemption confirmation date. Operations exceeding 15 are counted as the next trading day.

The holding days of the Fund include weekends and legal holidays. Generally, in the trading interface of the fund, there will be a suggestive announcement: hold less than 7 days to collect liquidated damages.

In particular, investors who like short-term intraday trading can pay attention to this.

Redemption arrival time

The time of fund redemption will affect our arrangement for the next step of funds, so we must understand it clearly.

If it is redeemed before 3 pm on the trading day, the net value will be calculated according to the closing price of the day, and the funds will generally arrive on T+3. However, all third-party platforms will have quick functions, and Tian Tian Fund supports T+ 1 back-to-life treasure. The quick redemption function is generally limited by funds, such as 1 1,000 yuan. QDII funds are also involved in foreign exchange and other operations due to the time difference, and it is normal for them to arrive in 7- 10 days.

trading hour

Now let's look at the most basic trading time. The fund mainly invests in stocks and bonds, so the trading time is the same as the opening time of stocks. Monday to Friday 9: 30 am-3: 00 pm. In other words, if you want to close the transaction at the closing price of the day, you must buy it before the closing price of 3 pm that day. More than three points are calculated according to the transaction of the next transaction.

bargain price

Those bought before 3: 00 pm on the trading day shall be calculated according to the closing price of the day. Because the fund company will only calculate the fund net value of the day after closing at 3 o'clock, it will generally update the net value around 10 in the evening. This is the cost of your purchase, which means that you don't know the specific purchase price when you buy, so try not to do it in the morning. The closer it is to 3 pm, the closer it is to the closing price. At about 2: 30 in the afternoon, you can basically know that today's market is probably up and down.

If you buy when there is a big drop that day, you will make this profit when you rise the next day. But don't delay it too late, sometimes the platform will close down because of too much trading volume.

Surgery is the best time around 2 pm.

Some investors judge that it may rise next Monday, and submit orders after Friday's close, or submit orders in advance on Monday, but this has the same effect as submitting orders before 3 pm on Monday. Confirm that the share is T+ 1 and T+2 to check the income.

There is also a special QDII fund, which can invest in foreign stocks and bonds by purchasing funds. However, due to the time difference, the transaction price is different from that of A-share funds. Buying before 3 pm on the trading day is also calculated according to the closing price of the day, but the opening of the US stock market is at 10 in the afternoon, and the net value can not be calculated according to the closing price until the closing price of the next morning, so the share confirmation is one more day T+2.

The above are some details about fund trading, I hope it will help you.