In the A-share market, there has always been a saying that "one earns two draws and seven losses". But in fact, only about 5% can really make money in the stock market, and the remaining 95% shareholders are losing money. Some people may ask, didn't I make money from short-term trading? But if you operate frequently, you will definitely lose money after three to five years. Therefore, it is difficult for people who really rely on stock trading to support their families to appear in the stock market. Most people lose money by stock trading.

In fact, 95% of people in the stock market are losing money, which is mainly composed of internal and external factors. Let me talk about external factors: First of all, A-shares are a money-circling market, a market that only pays attention to financing but not returns. When the stock market was first established, it was to help state-owned enterprises out of trouble. Now there are 300 to 500 new shares listed on the main board every year, mainly to solve the financing problem of listed companies.

In addition, if a company runs out of funds after a few years of listing financing, it can also be solved through "refinancing and private placement". This will greatly drain the liquidity of the stock market, not only the stock price will fall more and rise less, but also the bull market will rarely appear, and most investors will definitely lose money.

Furthermore, the A-share market is a speculative market, which doomed the stock market to fall easily and rise hard. There are two main reasons: first, listed companies are stingy with cash dividends, and even if they get dividends under the guidance of the regulatory authorities, the dividend rate is lower than that of bank deposits. In this case, investors can only play games in the secondary market to make money. As a result, the chips in the stock market are unstable, short bulls and long bears become the rule, and the result of the game of investors is often heavy losses.

Second, IPO is an audit system, which leads to the scarcity of IPO resources. Therefore, listed companies and brokers form a structure to artificially raise the IPO price. In this case, if the IPO price is too high, the valuation of the stock will return reasonably after listing, and shareholders will buy shares at a high level for a long time, which will harm the interests of shareholders. If investors in China buy stocks with investment value, the probability of losing money will be much smaller.

Finally, every time a listed company wants to produce quarterly, semi-annual and annual reports, A shares will enter a concentrated thunderstorm period, which also makes investors who step on thunder suffer heavy losses. At present, there are serious fraud phenomena in the A-share market, such as performance fraud, financial fraud and listing fraud, which lead to more junk stocks in the stock market and frequent mining stocks. Shareholders will step on mines if they are not good at it. So buying stocks now is also very risky.

Of course, among the reasons that cause 95% of the shareholders' losses, there are also several internal factors of the shareholders themselves: First, the shareholders always want to get rich overnight, often like to chase after the ups and downs, and operate frequently, hoping to ride the super bull stocks. But in fact, if you want to make money in the stock market, you often need value investment and long-term investment. The stock market also needs to wait for investment opportunities for a long time, and there is no such thing as getting rich overnight. And the more you want to get rich overnight, the worse you lose.

Second, some investors like to follow suit. They often enter the stock market at the end of the bull market. When they saw other people making money from stock trading, they all came in to stock trading, and the result was stuck at the top of the bull market. At the bottom of the bear market, investors often cut meat at the bottom of the stock market under the repeated shocks and extreme panic of institutional investors. In a word, you will never make money by following the stock market. Only by doing the opposite, for example, when the market is extremely optimistic, you should learn to short positions, and when the market is extremely desperate, you should firmly believe that a bull market will come.

Third, investors also like to inquire about inside information, hoping that through inside information, they can add new strength to beat the market. However, insider information is often out of date or false, and it is difficult for investors to obtain real first-hand insider information. However, if investors buy stocks according to this kind of inside information, the risk will be great and the probability of losing money will be high.

In the A-share market, 95% of shareholders are losing money. This win-lose ratio should be similar. Many investors lose money because the current stock market system is not perfect, such as re-financing, light return; Most stocks have no investment value, only speculative value, so the risk is great; There is also that investors are easy to step on all kinds of mines. At the same time, there are also their own reasons. I hope that I will get rich overnight, follow the trend, trade in the day, inquire about the inside story, and so on. What the stock market really makes money is either the non-lifting of the ban or the manipulation of individual stocks.

It is true that 95% of the people in the A-share market are losing money. It is true that 95% of A-shares are losing money. In the past three years, as many as 98% investors in the A-share market have lost money.

Why do 95% people lose money?

Because the A-share market is an emerging market, many stock market systems are imperfect, and many details of the stock market system need to be changed and improved in order to promote the healthy development of the A-share market!

Because A-share market is a money-circling market, a market that only pays attention to financing but not returns, and only finances listed companies, IPO issuance continues no matter what market; However, in the face of heavy investment losses, we did not take prudent and stable measures in time to minimize the risk of the stock market and protect small and medium investors.

Because A shares are a speculative market, it is easier to fall than to rise, rising for three days a day, rising for one year and falling for several years; Generally speaking, how to push it up is how to push it back; The formation of zero growth of A shares in ten years, and now it has once again fallen back to the starting point of bull market of 20 15, all of which are caused by strong speculation.

Because A-share fraud is serious, performance fraud, financial fraud, fraudulent listing; As a result, there are many junk stocks in the stock market, mining stocks appear frequently, the stock price continues to fall, and there is a flash crash;

These are the reasons why 95% people in the A-share market lose money. Of course, there are also shareholders' own reasons, such as bad mentality, always wanting to get rich overnight, chasing up and down, buying and selling stocks with the wind, listening to inside information and so on.

Faced with such a market, it is really too difficult for investors to make money in the stock market; As the A-share market has been deteriorating in the past three years, the stock investors in these three years, not to mention making money, are all stock gods who can survive without losing money, completely breaking the situation that 95% of A-share losses and 98% of stock investors have lost money to varying degrees in the past.

As a financial worker, I think it is normal for more than 95% people in the stock market to make money.

I think there are three main reasons for this ending:

First, the people who participate in stock trading are small and medium-sized retail investors, lacking professional knowledge of capital market and stock trading skills. A large number of people blindly follow the trend and enter the market with the intention of making quick money and easy money through stock trading. Because of the correct judgment of the stock market and the correct grasp of risks, they have no ability to prevent risks and stop losses in time. So the greater the hope, the greater the disappointment, and many people leave with tears.

Second, it is due to its own internal laws. At present, generally speaking, among the 10 people who speculate in stocks, only one can make money, two are flat, and seven are losing money. In fact, this rule is not possessed by the stock market itself, but also the result of different qualities and ideas of each shareholder. If all high-quality and professional people enter the stock market, this pattern may be changed.

Third, people who participate in stock trading lack their own professionalism and knowledge, so they lack determination. I believe that the analysis of some so-called stock review experts will blindly follow the trend, and the results will get deeper and deeper; Especially driven by a state of mind, the more you pull a book, the more you may lose, and you will eventually be unable to extricate yourself.

This is the real reason why 95% people in the stock market lose money.

Long-term 100% will not lose money, earn more and earn less. The losers are people who want to make quick money. For example, this year, I bought stocks at more than 2,600 points, sold them at more than 3,000 points 100%, and dared not buy them at 2,600 points, but I was killed at 3,400 points.

I bought an index fund. This year, it was more than 2,600, and it suddenly closed at more than 2,700 (I thought it would be heavy if I fell a little the next day, but it was a bit high if I collected more than 2,700). I thought I wouldn't buy a heavy position if I fell, but the result has been as light as 3400. Although I missed it, at least I didn't lose money when I bought the fund.

The normal situation should be seven losses, two draws and one gain, and 80% of the wealth will reach 20% of the people. In the stock market, it is a loss of nine, which is the result of statistics related to the stock market trend in recent years, especially 20 18. The principal lost in the previous two years can be lost in one year.

Then, as many people know, A shares don't make money. The reason why they broke their heads and ran in was to make money, thinking that they would not lose money, and they were one of the lucky few. This is a question of human nature. After entering the stock market, greed and fear are constantly affected by the profit and loss of accounts, which leads to the stumbling process of stock trading. Looking back, I found that I couldn't escape the loss.

After the first step, many people will start to go their separate ways. Some people will leave the stock market, others will stay, and those who stay will make money.

Stock trading is just a marathon. No one knows how long they can last. After they were full of confidence, they all left the market with serious account losses. But in the early days of entering the market, they were confused by making money in the stock market. They invest 10. 1 10,000 daily limit to earn 1 10,000, and earn millions110,000. This is irresistible to anyone.

Therefore, the stock market is not worried that no one will invest. After all, the temptation is too great.

If you want to know that 95% of people in the stock market are losing money, you must know the trading principle and deep logic of the stock market and understand why so many people are losing money.

The stock market is playing negative sum game. Listed companies are only responsible for issuing stocks, and they get money when they issue them. As for the rise and fall of stocks after listing, it has nothing to do with him. Brokers only charge fees. As long as you trade, he makes money. As for whether it is a loss or a gain, it has something to do with him. The stock market is like the proprietress in the mahjong room downstairs. What she wants is that you come to play cards every day. Does it matter who wins or loses? Anyway, the proprietress is sure to make money.

Stock trading is an anti-human investment project, which has the same effect as buying stocks. Some people may say, I said a little too much. In fact, whether it is the stock market or the color market, it is to weave a beautiful dream for you first, that is, you can make a lot of money, and then you can rush in regardless. As you can imagine, the result may be a bit extreme, but it is generally the case.

On the other hand, in our stock market, thousands of listed companies do not pay dividends all the year round. When you told me about value investment, you were actually joking with me. Since listed companies don't pay dividends, whose money can you make by buying stocks? It is nothing more than the money lost by other counterparties. Maybe the relevant departments will give you money again. Everyone wants to make money, so who will lose money?

Because of their professional knowledge, most people don't recognize the boundaries of their abilities and do things beyond their abilities. As a result, they gave money away to others, which is the root cause of 95% people's losses in the stock market.

Let me answer this question. 95% of people in the stock market lose money for the following reasons:

First, there is no good educational institution about stocks in our country. In our stock market, every stockholder enters the market without learning or skill. You said, you haven't learned to swim. Can you dive without drowning? Right?

Second, without thinking through the brain. The vast majority of investors, buying stocks, listen to others and don't think about it themselves. There is no reason, just enter the market by feeling. Third, our stock market, the bear market is long and the bull market is short. In such a market, it is really difficult to speculate in stocks.

In addition to the above reasons, there are some irresponsible media, which talk nonsense and fool American retail investors, making American retail investors even more difficult. For example, the People's Daily published an article, 4000 points, and the bull market has just begun. For example, some Darkmouth in the industry, such as some companies' counterfeiting and so on. The fireworks are dazzling and difficult to distinguish.

Some people say that 95% of people in the stock market lose money. Why?

The stock market is a market in which investors are just a profession, but you don't have to go to work every day. You can choose full-time or part-time, and no one will care what you do. Of course, as a profession, most of them conform to the principle of 2080, and there is also the principle of 10 thousand hours. The former is about the probability of making money. In fact, this probability is unattainable in essence, and only 5% of real retail investors may be profitable. The latter is professional. No matter what industry you are in, as long as you have infiltrated for 10 thousand hours, naturally your knowledge of this industry is an expert. Next, let me talk about the probability of making money. Remind readers.

1) There is a saying in the stock market that seven losses, two draws and one win. To put it bluntly, only 10% investors have the opportunity to take profits. And many of them are professional investment institutions, professional investors, even bankers and speculators. There should be less than 5% retail investors who really rely on luck and talent, so I agree that 95% people in the stock market lose money.

2) If the winning rate of the stock market is so low, some people will ask, then why do you still stay in the stock market? Just for fun and excitement? Actually, it's not. For me, I know very well that the main reason for most people's losses is that they don't understand the basic situation and technical analysis of listed companies. It is almost the existence of blind people touching elephants. So even if the winning percentage is so low, I am still happy to play in the stock market.

3) Many people in the stock market often increase their time as shareholders, but they have not increased their investment experience, let alone increased their investment income. The main reason is that there seems to be a very simple existence between buying and selling. Not many people are willing to study the listed companies behind the stock code. Maybe for them, what they want is the pleasure of buying and selling. If you really spend one minute on stage and ten years off stage, is it still called stock trading?

In short, all roads lead to Rome, but if you want to become an expert in the industry, you must make efforts that ordinary people can't reach, in order to enter the ranks of small probability, become an expert in the industry and earn real dividends in the industry. In addition, I have to say that I am afraid of the market and speculation.

Qian Qiu said, question and answer, happiness has connotation.

This sentence is correct. I think many people lose money in the stock market for two reasons.

1, mostly unprofessional investors.

The stock market is a high-risk market. Many people only see its high returns, but don't see its high risks. Under high risk, professional knowledge is needed. But the reality is that many people don't even understand the most basic skills of stock picking and watching. In the end, it depends on who makes money and how he buys it. Don't even ask him if he has been making money or just this time. Stock picking has changed from a major to a follow-up, and it is natural to lose money.

2. The weakness of human greed

This is also common in the fund market. Obviously, the selling threshold you set is reasonable, but it has really gone up.

Wait, just want to see it rise again, regardless of rational analysis. When it falls, it is obvious that it can stop loss in time, but it is unwilling to hope for bargain hunting. This human greed eventually led to some more professional people falling into the pit!

3. Many people only value short-term gains, not investment.

Many people still like short-term operation when looking at stocks. But in fact, as an ordinary retail investor, we should pay more attention to the value investment of the enterprise behind this stock. But China consumers don't buy it, and investors often really only care about the immediate interests for a few days or months. But to put it bluntly, after repeated ups and downs, I finally didn't make any money, and I also paid a lot of handling fees to the securities company.

The above is my opinion, welcome to communicate.

# Wealth Management Competition Season 3 #

Tell the truth, tell the truth, no nonsense, no rhetoric. Let's say something that everyone can understand today.

If you understand the rules of the stock market investment game, you will understand why 90% people in the stock market lose money and less than 5% people make profits. Of course, all this refers to retail investors, 80% of institutional investors are profitable, and less than 10% of institutions are losing money.

In fact, we invest in stocks as our own angel investors, investing in listed companies with our own principal, and the listed companies pay dividends mainly. This is the original form of stock.

However, with the evolution of the stock market, speculation has emerged one after another, and the form of the stock market has also undergone essential changes, from the initial dividend allotment to the current investment transaction.

The stock market has become a playground for capital, so at this time, stocks have actually changed from dividends to asset redistribution, which may be difficult for many investors to understand.

For example, there are only 10 investors in the stock market, and each investor invests 100 yuan, then the stock market plate is 1000 yuan, and one or two of them want to make a profit, so the rest will lose.

In essence, it is impossible for the stock market to generate profits in a short time, because we all know that many listed companies do not pay dividends year after year, which shows that the operation of listed companies is not ideal.

In the rules of this stock market investment game, if everyone distributes it equally, there will be losses, because securities companies will charge handling fees, the state will charge stamp duty, and settlement companies will also charge certain fees.

Why do 90% stock market investors lose money? The root of 90% retail investors' losses is that they always want to get inside information when investing in the stock market. 1990 at the beginning of the establishment of the stock market, it was easy to get inside information because there were fewer stocks.

At present, there are nearly 4000 stocks in Shanghai and Shenzhen stock markets. Unless you are a shareholder of a listed company or the core leader of the trading team, the inside information you get is actually an announcement.

The rise and fall of stocks are at least driven by funds, but most investors use the original indicators in the analysis process, that is, the lagging indicators.

There are also some investors who make profits through fundamental analysis. If you are not a professional financial officer, it is very difficult to understand the financial statements of listed companies.

On the one hand, 100% of the financial statements of listed companies are false, on the other hand, it is impossible for you to read the unfavorable side of the financial statements of listed companies.

In the group that invests in the stock market, the banker uses the investment behavior habits of retail investors to repeatedly cut the leeks of investors. At present, the number of retail investors in China stock market is as high as 654.38+63 billion.

Generally speaking, the key reasons why retail investors don't make money in the stock market are asymmetric information and incomplete understanding of stock investment. You know, in the process of stock investment, money is always earned at this price.

Therefore, if retail investors want to make profits in the stock market, they must follow the trend, that is, keep up with market trends. It is a loss-making investment habit for retail investors, but retail investors can never change their weaknesses.