Non-standardization refers to those assets that are not traded on the floor, but standardized on the floor. Most of the money that banks sell wealth management is invested in standardized bonds.

Extended data:

I. Risk control

Risk refers to the possibility that the decision can't reach the expected goal due to the uncertainty of the future situation. When making an investment decision or financing decision, if there is only one result, there is no uncertainty, and it can be considered that this decision is risk-free.

But if this decision has many possible results, the actual results may deviate from the expected goals, so there are risks. Moreover, the greater the deviation, the greater the risk of decision making.

Enterprises' financial decisions often face various risks. Risks can be classified from the perspective of enterprise operation and financial management, and can be divided into two categories: operational risk and financial risk.

Second, operational risk.

Also known as business risk. Due to the production and operation of enterprises, the uncertainty brought to the expected operating income or pre-tax profit of enterprises can be divided into external reasons and internal reasons.

The external factors of enterprises refer to the changes in the international and domestic macroeconomic situation and economic environment, the changes in market supply and demand and prices, and the adjustment of national fiscal and taxation policies, financial policies and industrial policies.

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