Net value financial products are similar to open-end funds. They are open-ended, non-principal guaranteed floating income financial products with no expected returns and no investment period.

1. Liquidity is different. Net-value financial products add liquidity to closed-end financial management. They have open days every week or every month, and subscription and redemption are relatively more flexible.

Ordinary financial products have an investment period, and the funds cannot be redeemed before the product expires.

2. Information transparency is different. Net value products will regularly disclose their income and the information is transparent, while the information of ordinary financial products is relatively opaque.

3. Risks and returns are different. Net value financial products have high risks and returns, while ordinary financial products have relatively low risks and returns.

Extended information: In terms of product investment risks, most net value products are risky financial products. The price of this type of product is calculated based on the net value results obtained from market transactions, so it is easy for market risks to occur; non-net value products

The market risk is relatively small, but the product will have certain liquidity risks.

In terms of product investment period, although net-value financial management also has fixed-term products, subscription or redemption operations can also be carried out during the period. Therefore, net-value products are actually very flexible in operation, and the period falls within a shorter range; non-net-value products

Since most of the product structures are fixed-income, the product period is as short as one month, and operations cannot be performed during this period.