"With the arrival of the summer vacation, consumption peaks such as family travel, education and training will follow. But for some people, such a large consumption is inevitably stretched. Choosing a bank's cash installment product may be an emergency solution. " According to the relevant staff of Dongguan Branch of Guangfa Bank, the "smart money" cash installment product launched by Guangfa Credit Card for high-quality cardholders is favored because of its low rate, flexible cycle, fast receipt and safe and reliable channels.
According to the above staff, CGB credit card "wealth management fund" provides three series of products: general wealth management fund, exclusive wealth management fund and free loan according to the user's capital demand. If you want to repay by monthly cash installments, you can choose "ordinary wealth management fund" or "exclusive wealth management fund" to support repayment by installments of 3, 6, 12, 18 and 24, and the monthly rate is preferential to 0.41%; If you want to be more flexible in borrowing, you can choose "free loan", with the daily interest rate as low as 0.035%, and you only need 3.5 yuan to borrow 10000 yuan every day.
In fact, Guangfa Credit Card Finance is not only safe and reliable, but also more convenient and fast in the application method. Users can handle business at any time through the official client of Guangfa Credit Card, official WeChat of Guangfa Credit Card and official channel of 95508 customer service hotline.
Cardholders who have passed the preliminary examination of Guangfa Credit Card can submit their applications according to their own needs through the above channels, and then Guangfa Credit Card will give different approval results according to their credit status and card usage. If approved, Guangfa Credit Card will transfer the cash to the savings card account provided by the cardholder according to the approved amount.
Cardholders need to be reminded that the smart money for financial management has been successfully applied, which can be used for shopping, education and training, tourism, medical care, car purchase, decoration and other consumption fields, and may not be used for investment activities such as buying a house, stock trading, buying futures and financing.
The above-mentioned personnel said that the development of internet finance has now brought more lending channels to users, but at the same time, frequent online loans are also abhorrent. Compared with Internet credit products, traditional bank credit products are more reassuring because of stricter risk control system and comprehensive supervision. information age
2. Is it easy to apply for the credit card finance and gold business of Guangfa Bank? Does it work?
I think it is very cost-effective to apply for wealth management funds if necessary, because compared with loans, the handling fee of wealth management funds is low and it is very convenient to apply. As long as you have a credit card from Guangfa Bank, you can apply, which is very convenient.
3. Has anyone applied for the financial service of Guangfa Bank's credit card? Does it taste good？
Article 2 Product business rules
1. Party B can apply for this product by means including but not limited to telephone. Party B shall carefully read all the terms and conditions of this product before applying, and Party B's application will be regarded as accepting all the terms and conditions of this product.
2. After receiving Party B's application, Party A will approve it within 3 working days and call Party B for relevant information. Please pay attention to Party A's telephone number (020-22395508 or 95508) and cooperate with Party A to inquire about relevant information. If the applicant does not receive any notice from Party A within this period, he can call Party A's 24-hour customer service hotline 9508 for enquiry.
3. Party A has the right to approve the amount of "Caizhi Fund" according to Party B's credit record, and the amount of "Caizhi Fund" shall be subject to Party A's approval.
4. After the approval of Caizhi Fund, the designated account provided by Party B must be the domestic bank savings settlement account in my name or the enterprise settlement account of the designated partner. Domestic and foreign bank accounts and overseas accounts are not accepted for the time being.
4. How to apply for the credit card of Guangfa Bank and enjoy the financial deposit?
Guangfa card enjoys financial intelligence business. Credit card holders of Guangfa Bank need mortgage, no guarantee and zero interest rate. The corresponding handling fee meets the application conditions and has a good credit record. The minimum application amount for a credit card holder to apply for main business, stocks, funds, futures or its equity investment is RMB 30,000 and the maximum is RMB 200,000. The application form is simple and convenient. You need to fill in the application form of financial intelligence and submit it to Guangfa Bank for credit card approval. 7. Financial intelligence funds are directly transferred to the same name card. Use the designated Guangfa Bank Card. Continue to choose 12, 24 or 36 (monthly) interest-free installment. The handling fee for each period is charged at 0.6% of the initial principal. Please adopt the answer to support me.