From 20 12 65438+ 10/0, Guangxi will realize the full coverage of the new rural social endowment insurance system. The basic pension standard of new rural endowment insurance in Guangxi is 55 yuan per person per month. Adhere to the voluntary participation of the masses, make full use of financial subsidies, attract more rural residents to participate in insurance, and expand coverage. At the same time, both the government and individuals should bear the responsibility, and the government should pay for the needy people who are unable to bear the personal responsibility and help them to participate in the insurance. In addition, Guangxi will also strengthen the construction of rural social pension service institutions in poverty-stricken areas, establish rural regional comprehensive pension service centers and village-level elderly associations, and implement comprehensive insurance for accidental injuries of rural elderly and rehabilitation projects for rural disabled elderly.
Guangxi endowment insurance coverage:
Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.
Endowment insurance fund raising:
The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies.
(1) individual payment. Rural residents who participate in the new rural old-age insurance shall pay the old-age insurance premium according to the regulations. At present, the payment standard is set at 100 yuan per year, which is divided into five grades: 200 yuan, 300 yuan, 400 yuan and 500 yuan. All localities can increase the payment grade according to the actual situation. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents.
Pension for old-age insurance:
Pension treatment consists of basic pension and personal account pension, which is paid for life. The basic pension standard set by the central government is 55 yuan per person per month. All localities can raise the basic pension standard according to the actual situation. For rural residents who have paid for a long time, the basic pension can be appropriately increased, and part of the increased and increased funds will be paid by local finance.
The monthly calculation and payment standard of personal account pension is the total amount of personal account divided by 139 (the same as the current calculation and payment coefficient of personal account pension of basic old-age insurance for urban employees). When the insured dies, the balance of personal account funds can be inherited according to law, except for government subsidies; The balance of government subsidies is used to continue to pay the pensions of other insured persons.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.