What kind of fund management method you choose depends on your risk tolerance and income, which are generally high risk and high income; The principle of low risk and low return.

The stock type can be Dacheng CSI 300(5 19300) fund. The fund can be subscribed by the back-end charging mode, which means that it can be subscribed for free now, and the subscription fee will be charged when the fund is redeemed in the future. Moreover, Dacheng CSI 300(5 19300) fund has been held for more than 3 years, and it is completely free of subscription fee and redemption fee, that is, more fund shares can be bought with the same money, and the capital utilization rate is higher. Index funds are tracking the market index, and the fluctuation range is similar, but

For the prudent type, bond funds with stable investment risks can be considered, which are essentially different from stock funds. Bond funds mainly invest in government bonds and bank bills, but the income is relatively stable. Personal recommendation: CCB steadily increases profits (530008). The fund not only does not charge subscription fees, but also has a low redemption rate. Hold the Fund for less than 30 days, and the redemption rate is 0.1%; If the fund is held for more than 30 days (including 30 days), the redemption fee is 0.

You can consider each fund to vote for 200 yuan.