But there is no such thing as a free lunch. Wool comes from sheep.
Collection Method of Class C Sales Service Fee of Bond Fund
Fund sales service fee mode, the rate is charged from the daily net value and settled monthly. If the fund sales service fee rate is 0.4% per year, the annual income of class A fund share is 5%, and the annual income of class C share is 4.6%.
Therefore, the sales service rate model is only applicable to short-term holdings within 2 years. If you hold 10 years, you will lose 4% of the income, which is obviously not as good as paying a subscription fee of 0.6-0.8 or a B-type backend.