1. The biggest difference between a public fund of funds (FOF) and an open-end fund is that a fund of funds uses funds as its investment target, while a fund uses securities such as stocks and bonds as its investment target.

It screens funds through professional institutions to help investors optimize fund investment results.

2. Investment risk is the most important issue for every investor. For new investors, faced with hundreds of different funds on the market, the difficulty and risk of personal selection are not small. In order to avoid risks, it is always

Buy some of any type of fund you want.

A senior financial planner said: FoF is actually a fund that helps investors buy a "basket of funds" at one time, and effectively reduces non-systematic risks through the secondary selection of funds by experts.

3. The risk and difficulty of selecting a single fund is high, but FoF greatly reduces the risk of investing in funds by investing in a combination of funds.

FoF locks its investment group into the ranks of those with lower risk appetite, which also shows its stability relative to funds.