At the end of the year, all funds will announce this year's income. Careful investors will find that some funds have positive returns this year. However, Ji Min didn't make any money, and even lost money. Why? The fund brought by the following small series makes money but loses money, which is of great benefit to you. Let's have a look.

Causes the fund to make money, but the public loses money for the following reasons:

1, blindly chasing up and down

In the fund market, some people like to blindly chase up and kill down, that is, the fund goes up and buys blindly, while the fund goes down and sells blindly. They don't grasp the trend of the fund well, and as a result, they don't make money in the formalities, but they also lose money.

2. Buy at a high level

The fund moves back and forth. The basic people buy at the high level of the fund, and the cost of holding positions is high. Even if the fund's rate of return is positive, it will lead to investors' losses.

3. Chasing market hotspots and changing bases frequently.

Some people like to buy funds that are in hot spots in the market, and the hot spots in the market rotate faster. When the market hotspots turn, the funds will undoubtedly retreat, resulting in losses for investors.

4. Short holding time, paying too much attention to the short-term trend of the fund.

Some citizens will not judge whether the fund is up or down, whether it is in the early, middle or late stage. They pay too much attention to the short-term market of the fund and ignore the long-term market of the fund, which often leads to selling the fund in the middle of the fund's rise, but they miss the later rise and only earn a fraction. In the process of fund decline, they were unable to resist, leading to deeper quilt cover.

5. The limitation of investors' own level.

Most people buy and sell at will without studying the fund before buying, and without making complete trading rules in advance, which is one of the main reasons why investors lose money when the fund's return rate is positive.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

The fund made money, but the people lost money.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.