1. Co-ordinating account: refers to the financial resources of various social insurance projects. When the insured needs to be reimbursed after seeing a doctor, if it meets the expenses reimbursed by local medical insurance, it will be paid from the co-ordinating account; 2. Personal account: used for recording

The fees paid by the insured and the fees paid by the unit, as well as the interest on these two parts.

The remaining balance in the medical insurance card can be used by the insured to buy medicines at designated pharmacies, pay for outpatient expenses and the personal out-of-pocket portion of hospitalization expenses.

The above is the relevant content about what the personal account and collective account of the medical insurance card mean.

Where is the money deducted for medical insurance payment? Medical insurance payment is deducted from the medical insurance account. The self-payment part is the money from the personal account of the medical insurance card. The reimbursement part is the money from the medical insurance pooling account. The medical insurance account is divided into pooling account and personal account.

Account, the overall account is a group account, the user's money is together, the personal account is personal, they are all different.

After paying for medical insurance every month, the part paid by the company goes into the general account, and the money paid by the individual goes into the personal account. The money in the general account cannot be withdrawn. Those who meet the reimbursement standards can apply for direct reimbursement. The money in the personal account meets the reimbursement standards.

If you withdraw the standard, you can withdraw it and use it to pay for medical out-of-pocket expenses. You can also buy medicine or seek medical treatment for your family members, but you cannot reimburse your family members.

The overall account in medical insurance is mainly used to pay for treatment expenses, medical expenses, companionship expenses, basic examination expenses, etc. incurred by employees who pay social security contributions.

Can I still be reimbursed after the balance of the medical insurance card is used up? After the money in the medical insurance card is used up, as long as the medical insurance is not interrupted, expenses can still be reimbursed.

Running out of money in the medical insurance card usually means running out of money in the personal account.

When reimbursing hospitalization medical expenses, special outpatient services and other medical expenses, the medical insurance card pooling account is used. Therefore, even if the money in the personal account is used up, it will only affect the payment of social security personal payment expenses.

The social security payer pays the fees personally, but it will not affect the expense reimbursement in the unified account.

Moreover, the money in the overall account will not be used up. This part of the money is a social fund and will not be used up with government subsidies. Under normal circumstances, expense reimbursement is limited to about 4 times the average income of local employees.

This article mainly writes about the knowledge points about what the personal account and collective account of the medical insurance card mean.