1. Base layer: located at the bottom of the pyramid, it is relatively wide and stable, and it is also the cornerstone of establishing financial planning, belonging to financial products with less risks such as cash, savings and money funds.
2. Value-preserving layer: located in the middle of the pyramid, it is a medium-risk financial product, which can be used to prevent the depreciation of family wealth. It is necessary to comprehensively consider the income and security of corporate bonds, financial bonds, preferred stocks and various funds.
3. Value-added layer: located at the top of the pyramid, it is relatively suitable for enterprising investment products with less funds, and investors need to bear more risks and relatively high returns, such as real estate, stocks and futures.
Update 1: Reply @annie: I have kept the existing information of my account, because besides the notice of canceling my membership, I also received a