Under normal circumstances, it is not allowed unless there are special regulations in some areas.

According to the relevant policies and regulations in the Measures for the Administration of Provident Fund Loans, rural homestead houses and collective land houses do not have the qualification of secured mortgage, so they are usually unable to apply for provident fund loans. However, local specific policies are inconsistent. For example, Langfang, Jiaozuo and other places indicate that rural self-built houses can also use provident fund loans. So I suggest you consult the local provident fund management center before building a house.

Legal basis:

"Regulations on the Management of Housing Provident Fund" Article 5 The housing provident fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes.