There are many fund tutorials recorded for Xiaobai on the Internet. We can try to learn some knowledge from some videos, but if we really want to learn the knowledge related to funds, we'd better read books, because there are some online? Great god? Recommended products have a purpose and cannot be blindly believed. We can learn some books. In fact, for most white people, their concept of financial management is similar to that of children. We can read some books on financial management that enlighten white people, such as Qian Qian the Dog and Poor Dad Rich Dad. Reading these books can help us cultivate our investment thinking.
The next step is to think about what kind of income you want to achieve according to your own situation, and consider what kind of risks you can take, and make a comprehensive judgment to see which fund you want to choose. If we want low risk but are willing to accept low risk, we can choose money fund. If you want to slightly improve some income and take certain risks, you can choose bond funds. If we want to get high income. You can choose equity funds, but such funds need to bear high risks.
In fact, for most white people, most of them come to stock funds. If you want to invest in stock funds, you must choose your favorite industry or active fund. If you want to choose an active fund, you must choose a fund manager you trust. If you want to choose a passive index fund, you should not only choose a good fund manager, but also choose your own optimistic industry.
When choosing a fund manager, we should pay attention to the fact that the investment period of the fund manager must be long enough, and the management scale should not be too small or too large, because for some fund managers, the management may be good when the fund scale is large, but once the fund scale becomes too large, they are uncertain. For the investment period of fund managers, try to choose fund managers who have experienced bull and bear markets and have good historical returns.
Therefore, for Xiaobai, don't blindly buy funds just because you are Xiaobai. If you realize that you are a small white, you should seriously study the relevant knowledge of funds, and then choose the fund that suits you before buying.