As long as you are a college student, you can handle the installment business by providing relevant information
(2) What information do you need to handle the installment? College students: In addition to the basic information, you also need the contact information of parents and counselors, photos of Xuexin. com, photos of the front and back of ID cards, photos of academic achievements and personal information, and photos of student ID cards.
(3) When can I receive the application for Cloud Fund? Subject to passing the audit, as long as the information you submit is correct, I will make a payment for you immediately after passing the audit.
(4) How many orders can a cloud fund place? A person can only place a single order, and only when the payment is paid off in installments can the money be applied again.
(1) How to submit for approval? After you place an order, the customer service staff will contact you to help you improve the information. After the information is improved, the auditor will review your order.
(2) What information do you need for processing? You need the contact information of parents and counselors, photos of Xuexin.com, photos of the front and back of ID cards, photos of academic achievements and personal information, and photos of student ID cards.
(3) Will the information filled in be leaked? Your specific information can only be seen by our auditors, but not by other personnel, and the signed contract has confidentiality clauses.
(4) Will parents and counselors be contacted? We will keep your information strictly confidential, and we will contact parents and counselors only if you don't repay in bad faith.
(5) Why should I fill in my family phone number? Because the cloud installment business does not need asset mortgage or guarantor, in order to ensure the smooth repayment of students, it is required to fill in the corresponding true and effective family information.
(6) why didn't I pass the audit? /My information does not meet the requirements for processing. What does it not meet? Hello, there are several situations in which cloud staging does not meet the processing conditions: 1. Junior or senior customers who graduated in 216 cannot handle it; 2, the lack of transcripts, photos of the educational administration network is also not acceptable; 3. Unqualified materials will be cancelled without any modification for a long time; 4. It is absolutely not allowed to provide false information; 5. The comprehensive credit score is insufficient (you have similar loans on other platforms, or they are overdue).
(7) why is my order under review? During the holidays, there are many orders, and the review speed will be slower. Please forgive me ~ If your order has not been more than 48 hours from the time of placing the order, please wait patiently. If your order has been more than 48 hours from the time of placing the order, please leave your phone number, and we will arrange staff to help you review it as soon as possible ~ Thank you very much for your support!
(1) how to repay? 1, online repayment login your account, click on the personal center to choose the order for repayment 2, We support the following repayment methods: China Bank-Zhuhai Sanzao Sub-branch Luo Yuanhua 6217 857 3 359 18 China Construction Bank-Zhuhai Sanzao Sub-branch Luo Yuanhua 6217 3 9 6972 139 China Industrial and Commercial Bank-Zhuhai Yingyue Sub-branch Luo Yuanhua 6212 262 2 5887 942. China Agricultural Bank-Zhuhai Golden Coast Sub-branch Luo Yuanhua 6228 481 1943 7363 672 Bank of Communications-Zhuhai West District Sub-branch Luo Yuanhua 6222 627 8 4145 695 China Postal Savings Bank-Zhuhai Golden Coast Sub-branch Luo Yuanhua 6217 958 9192 42 Alipay Zhuhai Healthy Cloud Investment Co., Ltd. * Notes for repayment under the cloud installment line: 1. Before payment: Please. 2. After payment: Please edit the short message "The format is as follows: school-name-actual date of remittance-bank of receipt-amount" and send it to * to inform customer service. 3. All offline repayments will be approved by the above accounts, and our staff will not ask you to repay to a private account. 4. If the repayment account cannot be checked with the above account, please contact our staff to guard against fraud. 5. For your credit, please repay the loan on time and cast the quality of the stone.
(2) what are our payment methods? We have launched payment methods such as WeChat payment, Alipay, Jingdong payment and online banking, so you can choose by yourself.
(3) What will be the impact of refusing to repay? We will enter this record into the central bank's credit information center, and there will be one more stain in your credit information from now on, which will affect your life, your future loans, buying a house, buying a car and mortgage, and all other credit-related behaviors.
(4) What will be the impact of overdue repayment? If you don't repay before 24 o'clock on the repayment date, there will be a late fee of .5% of the bill amount of the month every day. At the same time, overdue records will affect your credit history.
(5) what is credit reporting? Credit investigation is a credit file established by the National Credit Bureau for individuals, which will collect and objectively record their credit information according to law and provide credit information services to the outside world according to law. It provides a platform for professional credit institutions to enjoy credit information. Credit investigation records personal credit behaviors in the past, which will affect personal economic activities in the future. These behaviors are reflected in personal credit reports, which are often referred to as "credit records".
(6) is it ok if the remaining amount is paid off in advance? Is there a discount? You can repay in advance. The service fee for the remaining months of prepayment is free. (only for online signing cloud fund users). For example, the user applies for 2 yuan "cloud fund" in 12 months, and the remaining principal is paid off in the third month, and the service fee for the remaining months is free.