One of my clients sold a house and speculated in the stock market behind his family’s back during the 2007 bull market. His wife divorced him because of this. He took away 400,000 yuan of the 900,000 yuan house. He used 500,000 three-month gold to speculate in stocks for more than 3 million yuan. His wife regretted it and took him with her.

With the 400,000 yuan back, he could speculate with him, and in more than a month, the total book assets reached more than 5 million yuan. Before the index reached the top, he decided not to play anymore, and went to Sanya with his friends to invest in serviced apartments.

For a set of more than 300,000 yuan, I bought 12 sets in one go.

The remaining money was used for mortgages to buy two homes.

In 2014, he saw the beginning of the bull market. He sold 10 apartments and entered the market with a capital of 8 million, including some depositors. The peak price reached more than 20 million. However, this time he did not reach the high point and left the market after his book value dropped to 15 million.

But it’s close to double.

At the time, he felt that he was successful in selling houses and speculating in stocks because he believed that the property market had peaked in 2014, but it was obvious that he was wrong.

At that time, he did not use the 15 million to invest in real estate. Instead, he kept 5 million for long-term stock trading, and the remaining 10 million was used for various investments. He did not make much money from the investment, and he lost more than 3 million from the 5 million in stock trading.

In 2017, he discovered that the real estate market was soaring, so he hurriedly approached us to help him with real estate investment planning. He bought three houses with 12 million yuan. Although the market value soared to nearly 20 million in 2019, he wanted to sell and buy stocks, but he could not do so due to sales restrictions.

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He waited until part of the sales restriction period had passed before selling. He considered himself to be a person with a keen sense of the stock market and a bold person, so in April 2020, he spent 15 million to chase the high prices of Wuliangye and Fenjiu.

I just sold it, and although I didn’t say how much I earned, I’m pretty sure the price will increase.

Although the property market has a lot of credit for this, according to 20 million as the minimum threshold for wealth freedom, he can achieve it by stock trading alone.

The principal was just a shabby old house from the 1990s. When the house was sold, he was just a small hotel owner.

Now there are properties in Sanya, Shenzhen, Qingdao, and Suzhou. The Shenzhen property has made a net profit of at least 5 million from the time it was purchased, and there are still tens of millions left in cash.

If the house is also discounted, the interest earned on the money deposited in the bank will be 3 million yuan per year, which means complete wealth freedom.

There are two people around me who are financially free by stock trading. One is in the aluminum alloy business and the other is a friend in the bank.

These two friends have their own characteristics, which are worth learning from: Friend A is an aluminum alloy friend who has made tens of millions of dollars by doing aluminum futures. He has been in the aluminum industry for more than ten years. Since he runs his own business

, so he is particularly sensitive to the price changes of aluminum, and he also understands the factors that affect the price changes of aluminum. In the big bull market of 2014, he did not do stocks, but did long orders of aluminum, that is, long orders of futures. At that time,

He invested 500,000 and increased the leverage by ten times. As a result, he caught up with the big bulls and earned nearly 20 million. Later, he added a little of his own savings and bought a 4.9% structured deposit, which amounted to 980,000 per year.

Interest, in fact, is considered financial freedom. An ordinary person can spend 980,000 yuan a year.

Friend B is a friend of mine from China Construction Bank. His hometown is in Fujian. After graduating from university, he worked in the International Department of CITIC Bank in Tianjin. The local people often invite noble friends not to Maotai but to Pien Tze Huang. Pien Tze Huang is famous in Fujian and around the world.

He is very famous in the Chinese community. At that time, he would use part of his monthly salary to buy Pien Tze Huang's stocks. Almost all of his year-end bonus was to buy Pien Tze Huang's stocks. He has been doing it for 11 years now. He is more than 24 years old from Pien Tze Huang's valuation.

Pien Tze Huang started to buy it, and now it is almost 400. The market value of his holdings has risen to more than 30 million, and he plans to continue to hold it.

I sum up the reasons why they are successful: first, they are specialized in a certain industry and can understand the rules of this industry and master these rules to make profits; second, they are persistent and have a clear eye for value growth.

It is very rare for a company to persist in investing. I believe that friends who are stock traders all have the experience of selling out. Maybe they just don’t understand the logic of the company’s growth.

In 2007, Mad Cow, the director of our department, went from 2 million to 40 million. He felt that he could do it. In addition, due to some policy reasons, he resigned and became a full-time stock trader!

We met by chance some time ago, and we had dinner together. He talked about stocks with great enthusiasm, and talked a lot about it. He said that his son stayed in Shanghai after graduation and bought a house for himself with more than 70 million yuan!

I bought a car for more than 500,000 yuan!

Mainly because my son has just started working!

It’s not suitable to be too high-profile!

After having enough wine and food, we settled the bill, which was more than 200 yuan. The old director looked around and said, "I have no choice but to pay it!"

We can’t say whether he is financially free or not, but it’s unmistakable that he was financially strapped at that time!

My client put in 1,000,000 yuan of principal, bought a stock in full, and left it for a year without any operations. Now it is 7,000,000 yuan.