Redemption fee refers to the fee charged for selling the fund, which is directly deducted from the assets of the sold fund. The selling fee standard of each fund is different, and the fund selling fee varies according to the holding time, and is charged according to the file. The longer you hold it, the cheaper it will be. If the fund is held for more than a certain period of time, the handling fee is 0, and investors can directly inquire about the fund charging standard in the fund trading rules.

How to choose a fund for investment?

Broadly speaking, funds are set up with a certain amount of funds for a certain purpose, such as common social security funds, provident funds and other foundations; In a narrow sense, funds are funds with specific purposes and uses.

1, trend of fund net value

Pay attention to observe and summarize the trend of fund net value.

2. Fund type

Choose a fund according to your risk tolerance. Funds with fast net growth also have greater investment risks. Investors with strong risk tolerance can choose equity funds; If your tolerance is weak, you can choose a bond fund. In addition, investors who need funds to maintain liquidity can choose money funds.

3. Investment objectives

When investing, you must plan ahead, and you can't invest blindly. The same is true for investment funds. If you want to achieve short-term goals, don't choose stock funds; If you want to achieve long-term goals, you can choose index funds and stock funds to obtain long-term investment income.

4. Fund costs and expenses

Fund is also a commodity, which is always pursued by consumers. It is better to buy more fund shares with less money. Because of this, fund companies with good growth and thoughtful service charge higher fees. Don't just base on cost and preferential rates, choose the best among the best.

5. Fund managers

Choosing a fund with excellent fund managers under an excellent fund company can help investors get stable income in the unpredictable market, and investment experience is also very important in fund operation.

6. Fund investment ratio

Funds that are brave enough to invest in funds must consider the ratio with family income. It is impossible to say that the funds are in one basket. Generally speaking, it is impossible to buy all the funds into funds, especially high-risk funds.