Non-monetary funds, as the name implies, refer to funds other than monetary funds. According to the definition of money fund, money fund refers to a fund that mainly invests in bonds, central bank bills, repurchase and other short-term financial products with high security. It is an open-end fund and belongs to the money market.

I. Non-monetary funds mainly include the following types:

1. Equity fund: A fund that invests in the stock market shall have a stock position of not less than 80%. Including preferred stock funds and common stock funds; Value-added, growth-oriented and income-oriented funds and so on.

2. Hybrid funds refer to funds that invest in stocks, bonds and money market instruments and do not meet the classification standards of stock funds and bond funds. Hybrid funds can be divided into partial stock funds, partial debt funds, balanced funds and allocation funds according to the different investment ratios and investment strategies of stocks and bonds.

3. Bond fund: refers to the fund that mainly invests in fixed-income financial instruments such as treasury bonds and financial bonds, and is also called "fixed-income fund" because the product income it invests in is relatively stable. According to the proportion of investment in stocks, bond funds can be divided into pure bond funds and partial stock funds.

Second, the difference between monetary funds and non-monetary funds?

Monetary fund is an open-end fund. According to the types of financial products invested by open-end funds, people divide open-end funds into four basic types: stock funds, hybrid funds, bond funds and monetary funds. The first two belong to the capital market, and the latter is the money market. Monetary funds mainly invest in short-term financial products with high security, such as bonds, central bank bills and repurchase. , also known as "quasi-savings products". Their main features are "worry-free principal, convenient demand, regular income, daily income and monthly dividend".

3. What does non-monetary financial management mean?

Non-monetary financing refers to investing in securities, bills, bonds, etc. Permitted by other laws and fund contracts. Monetary fund is an open-end fund that collects idle social funds, is operated by fund managers and kept by fund custodians. It specializes in investing in low-risk money market instruments, which is different from other types of open-end funds. It has the characteristics of high security, high liquidity, stable income and "quasi-savings".