The housing provident fund refers to the equal contributions made by state agencies and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social groups and their employees.

Long-term housing savings.

What are the general procedures required to apply for provident funds? The following are answers to you one by one. I hope it will be helpful to you.

1. What procedures are required for general provident fund application? (1) First, you need to go to the local provident fund management department to go through the unit account opening procedures.

Information required for unit account opening: unit official seal, financial seal, legal person seal, unit establishment approval document, business license organization code certificate, handler (specialist) ID card, legal person ID card, salary payment form, employee payment and deposit list,

Employee roster.

(2) Individual account opening: Search and open an individual account based on the employee roster (inventory).

(3) Provident fund deposit distribution: Total the total provident fund that the company needs to pay to employees, and pay the fees to the bank notified by the provident fund center.

(4) Handle the provident fund transfer process for new employees.

2. How to apply for a provident fund card. A housing provident fund co-branded card is a valid certificate issued to employees who pay housing provident fund. The Housing Provident Fund Management Center requires that each depositing unit shall not refuse to apply for a housing provident fund co-branded card for its employees for any reason.

Employees can check the information of their personal housing provident fund accounts in real time, and at the same time, they can supervise whether the unit has paid the housing provident fund for themselves in full and on time. In addition, they can also check the balance of the housing provident fund.

In addition, co-branded cards can also handle various banking services such as deposits, withdrawals, salary issuance, transfers and remittances, and card consumption.

The Provident Fund co-branded card is free of card production fees and annual fees.

Cardholders can enjoy consumption discounts, points draws and other activities organized by ICBC and China Construction Bank and their special merchants.

The loss report and card replacement business of the housing provident fund co-branded card must be handled at the Construction Bank and its business outlets; the housing provident fund holder cannot cancel the card if he has not reached the retirement age.

When renovating your own home, you can withdraw a certain amount of money from your account.

3. What materials should be submitted for housing provident fund application (1) If employees purchase their own houses with one-time payment, they should provide them when withdrawing housing provident funds (choose one of the following procedures): 1. The original and copy of the house purchase contract or agreement

Original and copy of the invoice for the full payment of the house purchase; Original and copy of the employee’s ID card; Co-branded provident fund card or salary card 2. Original and copy of the house book; Original and copy of the invoice for the full payment of the house purchase; Original and copy of the employee’s ID card

; Provident fund joint card or salary card (2) If an employee uses a loan to purchase a self-occupied house, he should provide it when withdrawing the housing provident fund (choose one of the following procedures): 1. The original and copy of the loan contract; the house purchase contract

Originals and copies; originals and copies of down payment invoices for house purchase and loan invoices; original and copy of ID cards; joint provident fund cards or salary cards 2. Originals and copies of house books; originals and copies of full purchase price or down payment invoices

The original and copy of employee ID card; joint provident fund card or salary card. The above is the relevant content of the procedures required for general provident fund processing.