The trustee has entrusted management relationship with account manager, custodian and investment manager respectively. The enterprise annuity trustee selects, supervises and replaces account managers, custodians, investment managers and intermediary service institutions; Accept inquiries from clients and beneficiaries, and provide enterprise annuity fund management reports to clients, beneficiaries and relevant regulatory authorities on a regular basis. In case of major events, report to the client, beneficiary and relevant regulatory authorities in time.

The trustee may entrust a qualified enterprise annuity account management institution as the account manager to manage the individual account of the enterprise annuity fund; Qualified investment operation institutions can be entrusted as investment managers to be responsible for the investment operation of enterprise annuity funds. The trustee shall choose qualified commercial banks or professional custodians as custodians to be responsible for the custody of enterprise annuity funds.

The trustee shall sign a written contract with the account manager, investment manager and custodian to determine the entrustment relationship. When selecting an account manager, we should mainly consider its corporate reputation, customer management experience, advanced and convenient customer management system, service level and other factors.

When choosing an investment manager, the factors such as its capital strength, corporate reputation, investment management performance and service level are mainly considered; When choosing a custodian, we mainly consider its capital strength, corporate reputation, custody experience, service level, quality of employees and other factors.

Extended data

Trustee, account manager, custodian and investment manager shall improve their respective internal control systems. In real economic life, the internal control system is a basic risk management system of enterprises. Its effective operation can find and resolve the external risks encountered by these institutions to a great extent, block the risk transmission chain, and thus reduce the overall risk of enterprise annuity operation.

Improve the information disclosure mechanism, find out the problems existing in the management of employees in time, and resolve various risk factors in the bud. Within the specified period after the end of each quarter and year, the trustee shall submit an enterprise annuity fund management report to the client; The account manager shall submit the account management report of the enterprise annuity fund to the trustee; The custodian shall submit the enterprise annuity fund custody and financial accounting report to the trustee.

The investment manager shall submit an enterprise annuity fund management report confirmed by the trustee to the trustee. Accordingly, a regular audit system should be established at the same time. The client shall engage an accountant to audit the financial accounting report of the enterprise annuity fund every year, and take the audit results as an important basis for assessing the work performance of the relevant parties.

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