China's regulatory authorities have continuously upgraded their efforts to regulate and rectify Internet finance, especially in the P2P field, which has suffered a greater policy impact. At the same time, in view of many risk events in financial institutions in the past few years, such as misappropriation of client funds and illegal investment in real estate by wealth management funds, strong supervision policies have also extended to the field of wealth management.
Among them, the landmark event is the Guiding Opinions on Regulating Asset Management of Financial Institutions jointly issued by the People's Bank of China, the Banking and Insurance Regulatory Commission of China, the Securities Regulatory Commission of China and the Foreign Exchange Bureau on April 27th, 20 18, which is an important turning point in China's wealth management industry. Since then, new financial regulations and measures for the management of financial subsidiaries have been introduced one after another.
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Calculated by dividing the net inflow (outflow) of capital flow by the average transaction volume data, lufax's data in the past week was 52.27%, which showed a good overall performance. ?
As we all know, lufax's income is not high in the p2p industry. Taking the stable income-liquidation link with a three-day investment period as an example, the expected annualized interest rate is 4.30%.
The number of loans per capita in lufax is slightly lower than the industry average, but with strong brand endorsement, investors need not worry too much.
The P2P business proportion of People's Daily Online-lufax Insurance Channel dropped to 10%.