1. Go to the counter of China Construction Bank or the mobile banking APP of China Construction Bank.
2. Explain to the staff that you want to add a yen account, or select the corresponding function menu in the mobile banking APP.
3. Provide your identity certificate and relevant account opening materials, including personal identity card and address certificate.
4. Fill in the account opening application form, including your personal information and account type.
5. Submit the application form and pay the relevant handling fee.
6. Waiting for the bank staff to process your application usually takes some time to complete the account opening process.
7. After opening an account successfully, you will receive a new yen account card, or you can check your yen account information in the mobile banking application.
Reason explanation and extension:
The reason for increasing the Japanese yen account may be due to the following considerations:
1. Japanese yen account can facilitate your transactions and payments related to Japan, such as traveling, studying abroad and importing goods.
2. Holding a Japanese yen account can reduce the cost and risk of foreign exchange. You can directly convert RMB into Japanese yen and deposit it in your account to avoid the impact of exchange rate fluctuations on you.
3. Japanese yen accounts can be used as part of asset allocation to provide more investment options, such as buying Japanese stocks, bonds or funds.
In addition to China Construction Bank, other banks also provide yen account opening services. You can choose a bank that suits you according to your personal needs and compare the services and charges of different banks. At the same time, when using a Japanese yen account, you need to understand the relevant foreign exchange management regulations and operational precautions to ensure compliance and convenience.