1. Conduct a risk assessment on yourself, 2. Choose a suitable financial management method according to your risk level, such as bank fixed deposits, Yu'e Bao, bank financial management, and index fund fixed investment.
I think it is easy to get started with a few, but it is still difficult to lay eggs with 10,000 yuan. If you plan well, you can still eat a few eggs.
1. 2000 to "set up a stall". This 2,000 yuan is used as your start-up capital for setting up a stall. Go wholesale some things online or at the wholesale market. You can first buy goods for a few hundred yuan, and then buy goods for one or two hundred yuan to test the sales.
Okay, add some investment. This 2,000 yuan will be used as the capital flow for setting up a stall. Setting up a stall in a small way will improve your economy to a certain extent, and it will not lose money. The things you buy only refer to the sales time period.
It will take a little longer, but you won’t lose money, and the chance of losing money is very small.
Today you find that your income is very good, then just invest all the remaining money.
2.4000 "Stocks" There are so many bull stocks now. Find a trustworthy and reliable friend who trades stocks, learn from him, and then invest your 4,000 yuan in it to earn more.
I bought it for 4,000 yuan last week, and it became 8,000 yuan this week.
My friend bought it for 40,000 yuan last week, and it dropped to more than 20,000 yuan this week.
Be cautious about risks.
3.4000 "Fund" It is still very good to buy a better fund. Although the income is relatively low, it is still stable.
This allows you to preserve your capital.
4. Deposit into Alipay and Changqiantong to earn interest.
10,000 yuan is still a few cents in interest per day.
This is the most stable and has the lowest return.
I wish you success.
Okay, this is what I think, I am Brother Gang, everyone is welcome to follow and comment, thank you.
If 10,000 yuan can buy a 10-square-meter house, then you should quickly buy a 10-square-meter house and wait for demolition. After demolition, this 10-square-meter house can replace a 40-square-meter house with at least 10,000 yuan.
The money is not much, and it is far from enough to rent a store to start a small business.
If you choose to do something light-asset, you can set up a stall at a night market to make snacks, sell cold drinks, or sell some trinkets, which is quite good.
Or don't think about depositing money in banks, funds, Yu'e Bao, or stocks. You might not make any money, but you still have to invest in it.
You can also choose to start an Internet business and do cross-border e-commerce.
Prepare a computer and a network cable, register a cross-border store account, and select products from domestic e-commerce platforms as sources of supply. The foreign epidemic is now in the outbreak period. Markets and factories are closed, and supplies are lacking. People are staying at home to prevent the epidemic. At this time, some
Daily necessities will have good sales.
I am also a practitioner in the cross-border e-commerce industry. I operate a number of stores. The average monthly profit of each store is more than 15,000. Although it cannot be compared with big sellers, the investment cost is low and it can be considered a small business.
reward.
In fact, no matter what you do, persistence and hard work are essential. There is no such thing as making money on your own. Only continuous growth can lead to longer-term development.
I was bored last night and did some calculations.
The principal is 100,000, and the annual rate of return is %15. After 10 years, it becomes 400,000.
The annual rate of return is %20, which becomes 600,000 after 10 years.
So if it were me, I would start learning financial management knowledge immediately. Although it is a bit unrealistic to achieve a return rate of %15 every year, this is not a reason not to do it.
You don’t need to ask others to tell you what to do. You need to find a financial management method that suits you.
I am professional in digital currency trading. If you want to know more about this aspect, you can contact me. I wish you better and better.
Same question: Funds and the stock market are doing relatively well recently, so you can pay attention to them.