You should start with the plan, such as the purpose of your financial management, find yourself a dream, suppose you want to buy a good car, this is your dream, and then customize your financial management plan according to this dream and personal situation.

Then choose a wealth management product. I suggest buying a bank's price product or an insurance company's investment, that is, investing in the stock market. But the design is to choose products according to your purpose. For example, you plan to save money for your children to study abroad. Suppose you don't choose, all the money will go to buy stock funds. Just in the year when your son is going to study abroad, the stock market plummeted and your financial planning failed.

Therefore, there is a family dream first, then there is a plan, how much to save a month, where to invest, and how much to expect.

The best way is to buy investment from banks or insurance companies and leave professional matters to professionals. We are not investment experts, let alone speculative experts. Don't make yourself so tired. Nine times out of ten, people who learn to copy stocks are miserable. What makes you believe that you are one tenth, and finally you are exhausted and your money is gone. This is the legendary stock market iron rate. ...