What are the formal online loan platforms?

It is recommended to choose carefully if you borrow formal loans with low interest rates and easy access:

1. 360 IOU is a subsidiary of Fuzhou 360 Network Co., Ltd. for individuals and small businesses. The credit platform relies on the advanced Internet security technology and big data technology of 360 Digits Group, and is based on massive user credit data and behavioral data. It is committed to improving the domestic personal credit system, improving financial service efficiency, reducing costs, and providing various social groups with financing needs. Provide safe, stable and convenient consumer loan financial services. The minimum loan amount is 500 yuan, the maximum limit is 200,000 yuan, the cash payment is received instantly, the daily loan interest fee is as low as 0.027%, and the daily interest fee for a loan of 1,000 yuan is as low as 27 cents.

If you need it, I recommend you to use Du Xiaoman, the original Baidu Finance. It completed the split in 2018 and realized independent operations. The company background is a financial information technology company established in Chongqing with a registered capital of 300 million yuan. , formally licensed operation, mainly providing credit services for Youqianhua, with Baidu brand background and technical support.

In addition, Du Xiaoman also has financial management, wallet payment, insurance brokerage and other businesses, and has obtained a securities and futures license, a payment business license and an insurance intermediary license accordingly. The licenses are complete and open to the public, and comply with national supervision. .

You have money to spend, the loan amount ranges from 500 yuan to 200,000 yuan, the annualized interest rate starts at 7.2%, and the one-day interest for borrowing 10,000 yuan starts at 2 yuan. The loan term is long, and the loan can be borrowed on a daily basis and can be borrowed the next day. Also, interest is calculated on a daily basis, no mortgage, pure credit, full process online application with ID card and bank card, approval in the fastest 30 seconds, payment in 1 minute, without any hidden charges.

Du Xiaoman-If you have money to spend (second batch), click online to measure your balance

Using Baidu's artificial intelligence and big data risk control technology, personal information is encrypted, monitored and protected throughout the process. Every time a loan is disbursed, verification items such as passwords are required, and the loan can only be disbursed to a bank card in the name of the borrower, so you can use it with confidence.

2. Shengbei is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd. It adheres to the bottom line of "do not do it" and specializes in providing high-quality, low-interest bill installment services for young people. Sources of funds: Bank of China Consumer Finance, Harbin Bank of China Consumer Finance, Zhongbang Bank, Haier Consumer Finance, CITIC Bank, etc. We will recommend suitable formal financial institutions to provide loan lines based on your personal situation. Safe funds are more secure!< /p>

3. Zhongan Small Loan is an unsecured, purely online consumer credit platform launched by Chongqing Zhongan Co., Ltd., focusing on providing instant loan services to individuals and small and micro business owners. Based on mature and professional risk control capabilities, we conduct an overall assessment of customer credit. The upper limit of 3-step borrowing is as high as 200,000, and the loan is disbursed within 5 seconds on average.

4. "Youqianhua" is Duxiaoman's financial credit service brand, which uses artificial intelligence and big data risk control technology to provide users with convenient, fast and secure borrowing services. 1. High loan amount: The amount can be as high as 200,000 yuan (subject to actual approval). 2. Fast loan approval: apply online, get approval quickly, and get your money quickly. 3. Transparent interest rates and flexible repayment: daily loan interest rates start at 0.02%, and multiple repayment methods are supported.

5. Fenqile is an installment consumption platform under Lexin that advocates moderate consumption among young people. It has become 100 million users with product experience and services that understand young people better, are more secure, and have warmer feelings. The trustworthy choice for installment shopping. Installment shopping: genuine products from National Bank, quality guaranteed. High-quality experience: The installment period is flexible and supports various methods such as credit cards. Security guarantee: protected by bank-level risk control team. Borrow with peace of mind: The fees are transparent, and the comprehensive annual fee is as low as 10%.

What are the formal loan platforms?

There are still many formal loan platforms. Here I will only introduce three of them to you.

1. Have money to spend.

Youqianhua is a credit service brand owned by Du Xiaoman. It can provide loan services to individual consumers and small and micro business owners, and is the choice of many small and micro business owners.

Users who meet both age and information requirements can try to apply for money to spend on Duxiaoman APP. When applying for a credit limit, the system will evaluate it based on your overall situation and then give you a specific credit limit and corresponding interest rate. If you feel that the applied interest rate is acceptable, you can try to apply for a loan.

2. Borrow it.

Jiebei is a consumer credit loan product within Alipay. Users can directly apply for Jiebei loan through Alipay. Find Jiebei on the Alipay My page, and then follow the page prompts to try to apply for activation.

3. Microloans.

Weilidai is a credit product under WeBank. Currently, there are two application channels: WeChat and mobile QQ. Taking WeChat as an example, as long as we can find the words "Weilidai Loan" on our service page, we can try to apply for activation, and the system will review it. Users who can successfully activate and obtain a quota can try to apply for a loan.

The application methods for these three platforms are relatively similar. We only need to find the product entrance in the corresponding APP, click to enter and follow the prompts to read the agreement and agree to activate, then you can try to apply for a quota and obtain the quota. Users can try to apply for a loan.