According to my current understanding of corporate bonds, corporate bonds are 7.5% compound interest, that is, 72/7.5=9.6 years, which is basically 10 years.
At present, the bank's 5-year 4.75% does not include compound interest.
About 5% of bank wealth management products, excluding compound interest.
Yu 'ebao 6.5%, compound interest. So if you want to be in a hurry, you have to choose this.