With the increasing demand for financial investment, more and more people begin to consider investing in overseas funds. However, compared with domestic funds, there are many differences in the operation process of overseas funds, one of which is the redemption time. So how many days does it take for overseas funds to arrive after redemption? Analyzing this problem from multiple angles may help us find the answer.

1. overseas fund settlement system

The redemption operation of domestic funds is generally completed within T+ 1 or T+2, while the redemption time of overseas funds is longer. This is because the settlement system of overseas funds is different from that of domestic funds. In a specific country or region, the settlement time of overseas funds may be affected by many factors such as the working hours of local banks, legal holidays, international remittance system and so on. So generally speaking, the redemption time of overseas funds will be about 5 working days.

2. Processing time of overseas fund management companies

In the process of redemption of overseas funds, it also needs to be handled by fund management companies. Fund management companies need to verify the identity and share of investors and calculate the actual redemption amount. Because these operations take time, generally speaking, it takes a fund management company 1-3 working days to transfer the redemption money to the bank account designated by the investor.

3. Remittance transfer time

The redemption amount of overseas funds is usually sent to the bank account designated by the investor by remittance. Therefore, the time of remittance transfer has also become one of the factors that affect the redemption time of overseas funds. Generally speaking, the time of remittance arrival depends on the distance and time difference between the remittance place and the collection place. If there is a time difference between two countries or regions, the time of remittance will also be affected.

4. Bank account designated by the investor

Finally, the bank account designated by the investor will also have a certain impact on the redemption time. If the bank to which the account belongs is not the same as the fund management company, the remittance time may be further extended.

On the whole, the redemption of overseas funds generally takes about 5- 10 working days. Therefore, investors need to consider this time factor when planning their own capital operation. At the same time, it should be noted that the redemption time and specific operation process may be different for different overseas fund products. Therefore, before investing in overseas funds, investors need to carefully understand the specific situation and risk-return characteristics of fund products in order to obtain better returns in the investment process.