The calculation formula of Yu 'ebao's income: income = (confirmed amount/10000)× ten thousand income for seven days /7, that is, (10000/10000) * (2.3590%/7) = 33.7 yuan.
Sum of accumulated income of funds transferred to Yu 'ebao. This data will be updated daily. Yu 'ebao is a monetary fund, which mainly invests in related financial instruments such as deposits and bonds. The price of financial instruments will fluctuate, so the daily income will also change.
Since 20 19, the bank deposit reserve ratio has been lowered twice, and the market liquidity is in a reasonable and abundant state. Previously, the Shanghai Interbank Offered Rate (Shibor) fell below 1%, setting a new low in the past decade. It is inevitable that the yield of baby money funds, which are mainly based on investment bank deposits and interbank deposit certificates, will decline.
Extended data:
Balance Bao income settlement rules:
The funds transferred to Yu 'ebao will be confirmed by the fund company on the second trading day. For the confirmed share, the income of the day generated by the fund company will be displayed in the balance book before 15 the next afternoon.
Tips: Funds transferred after 15:00 will be confirmed for 1 trading day, but not for weekends and national legal holidays.
People's Daily Online-Yu 'ebao has a low yield. Where can I keep the change at hand?