You can buy any fund through the bank, with little difference, but it is worse than buying funds through a third-party sales platform. Until now, most investors still think it is safer to buy funds in banks. For investors, the biggest advantage of banks is that they have many service outlets, convenient deposit and withdrawal, and are close to investors. And through the bank to buy funds, you can communicate face to face with sales staff and answer questions. However, buying and selling funds in banks also has some disadvantages: (1) Funds sold by banks usually have no preferential rates, which invisibly increases the cost of investors. (2) If you need to go to the outlet in person, you must do it at the time specified in the working day. (3) The types of funds sold by banks are limited, so it is difficult for investors to buy more than one fund in one bank. (4) Banks basically sell new funds, and the scheduling cycle changes frequently. It is impossible to purchase on-site funds through third-party sales platforms, but other funds are definitely "supermarkets" in terms of category and quantity. When purchasing funds through a third-party platform, there is also a discount of 4-6% on the handling fees for subscription, fixed investment and conversion (assuming that the rate of 1 10,000 yuan is 1 1,000 yuan, and the third party generally only needs 500 yuan). Moreover, some third-party platforms also provide users with professional investment services, such as fund research reports and recommendations. The disadvantage is that it takes a long time to redeem the account, which usually takes 7 working days to arrive. If investors only consider the income from fund purchase, it is suggested that it is more appropriate to buy from fund companies and third-party sales funds. Not only can it save a lot of subscription fees, but it is also more convenient to operate. ?