1. Users deposit money into WeChat financial management, that is, they buy a money fund, which is a very low-risk financial management product, and there will be almost no loss in actual operation;

2. In addition, WeChat and PICC provide account payment services. If the funds in the user's account are stolen, you can apply for compensation.

Wechat Wealth Management is a wealth management platform that sells various wealth management products, including money funds, steady and regular wealth management, and various funds.

The platform itself is safe, but you should identify the products on consignment. Just like when we go to the bank, the financial management recommended by the staff can't just look at whether the bank is safe. The key is to identify the risks of financial products.

I bought Yu 'ebao+in wealth management, which is safer, because the underlying assets are money funds, so it can be said that there is almost no risk.

Then why is the risk of the money fund low? Because the underlying assets of the money fund are large deposit certificates (bank deposits) and short-term bonds, these will basically not lose money.