Funds are issued by fund companies and mainly invest in financial products such as stocks and bonds. They are a kind of investment with * * * returns and * * risks. Fund transactions are mainly conducted in official website, third-party consignment platforms and stock exchanges.

Foreign exchange is the creditor's rights held by monetary management organs (central bank, monetary management institutions, foreign exchange stabilization fund and Ministry of Finance) in the form of bank deposits, treasury bonds and long-term and short-term government securities. Can be used when the balance of payments is in deficit. Foreign exchange is traded in foreign exchange exchanges, and banks can also trade foreign exchange.