Fixed investment is the fixed investment of the fund, which means to invest a fixed amount (such as 5 yuan) in the designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's zero deposit and withdrawal method.

The fixed-term investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price on dips and decreasing the price on dips, and can always get a relatively low average cost no matter how the market price changes. Therefore, regular fixed investment can smooth out the peaks and valleys of the fund's net value and eliminate market volatility.

The fixed-term fixed investment mode is adopted. No matter how the market fluctuates, the fixed investment fund is fixed for one day every month, and the bank automatically deducts money, and automatically calculates the number of fund shares that can be bought according to the net value of the fund.

Extended information:

For fixed-term investment funds, investors only need to go through one-time procedures at the fund agency, and then the deduction subscription for each period will be automatically carried out, usually on a monthly basis, but there are also other time limits such as semi-monthly and quarterly as regular units.

because the fixed quota is to enter the market in batches, when the stock market is consolidating or falling, because the fixed quota is to be undertaken in batches, it can be bought more and cheaper, and the return on investment after the stock market rebounds is better than that of a single investment.

Baidu Encyclopedia-Fund Fixed Investment