hello, when the transfer is prompted that "the amount exceeds the limit", there are the following situations:
1. The transaction channel limit of the transferee.
If personal bank transfer is made through the Agricultural Bank of China, the transaction limit can be divided into the following situations:
1. Binding security authentication equipment:
General KBao customers: 1 million yuan for a single transaction, with a daily cumulative amount of 5 million yuan (you can raise the limit at the counter);
K-order customers: RMB 5, yuan per day for a single transaction;
2. Unbound security authentication equipment:
(1) The cumulative daily self-registration account shall not exceed 1, yuan;
(2) The daily cumulative amount of registered accounts at the counter shall not exceed 5, yuan, and the verification-free limit will be raised to 5, yuan after the face-brushing transfer function is activated.
2. The payment account or collection account is the second-class card of Agricultural Bank of China.
the debit card limit of ABC's second-class households is calculated by deposit and expenditure respectively.
1. Deposit transactions include non-zero balance account opening, cash deposit, non-binding account transfer deposit and fund redemption of some financial products, with a daily cumulative limit of 1, yuan and an annual cumulative limit of 2, yuan.
2. Expenditure transactions include cash withdrawal from various channels, transfer to unbound accounts, consumption, purchase of some financial products, account cancellation, etc. The daily cumulative limit is 1, yuan, and the annual cumulative limit is 2, yuan.
3. The following situations are not subject to quota control: purchasing funds, wealth management products, national debt and private products; Transfer between master and slave accounts of the card; Deduction by the competent authority; Loan lending (directly into the second class households) and repayment; Online charging; Credit card binding account agreed repayment, credit card repayment initiated by POS, etc.
4. For deferred transfer transactions, when the transaction is initiated, the Bank will deduct the available balance of the current day and the whole year according to the transaction amount, and will not deduct the available balance when the funds are transferred out. If the deferred transfer transaction is cancelled, if the cancellation time is still on the same day, the accumulated transfer-out quota of that day and year will be reversed; If the cancellation time has reached the next day, the accumulated daily limit of the next day will remain unchanged.
Tips:
1. The second-class debit card of the Agricultural Bank of China can be bound to the first-class debit card of the Bank, and there is no limit on the amount of money to bind the account of the Bank.
2. The funds of the second-class account are returned after the inter-bank transfer through the pocket bank or personal online bank, and the transfer-in and transfer-out of the second-class account is 1, yuan and the annual limit are not occupied.
(Answer time: March 31, 221. In case of business changes, please refer to the actual situation. )