Treasury bond reverse repurchase is neither a fund nor a stock. Treasury bond reverse repurchase is a type of bond. Treasury bond reverse repurchase uses Treasury bonds as collateral, lends money to it, and then gives you a certain interest. At the end of each month, quarter, year, or holiday, Treasury bond reverse repurchase The interest rate is relatively high, and the annualized rate of return may sometimes even exceed 10%. To purchase government bond reverse repurchase, you need to open a stock account. Treasury bond reverse repurchase is traded on the brokerage platform. The trading hours are: 9:30 to 11:30 a.m. and 13:00 to 15:30 p.m. The yield rate of reverse treasury bond repurchase is affected by the following factors: Affected by the supply and demand relationship of funds in the market, the yield rate of treasury bond reverse repurchase is related to the capital side of the market. The tighter the capital side, the higher the yield rate. Generally speaking, at the end of the month and the end of the year, the demand for funds in the market is relatively large, and the yield of the reverse repurchase of government bonds is higher. Therefore, special time points such as the end of the month, the end of the quarter, the end of half a year, or the end of the year are generally used. It is said to be a good time to intervene. Affected by market interest rates, when market interest rates rise, the yield on reverse repurchase of government bonds will also rise, and conversely, it may fall.

The difference between bonds and funds

1. Different issuing institutions

Bonds are issued by governments, enterprises, banks and other institutions; funds are issued by funds issued by the company.

2. Different trading venues

Bonds are mainly traded at banks, and stock exchanges can trade convertible bonds and treasury bond reverse repurchases; while funds are mainly traded at fund companies. , agency agencies and stock exchanges for transactions.

3. Different natures

Bonds are securities that require repayment of principal and interest within a certain period of time; funds are investors who hand over funds to fund managers for management, and then Fund managers use funds to invest in financial instruments such as stocks and bonds. Funds are an investment method that combines securities with shared benefits and minimal risks.

4. Different risks

Generally speaking, the risk of bonds is smaller than the risk of funds, but there are also low-risk funds, such as currency funds and bond funds.

5. Different incomes

The expected income of bonds is lower than the expected income of funds. The income of bonds mainly includes the interest income of bonds and the spread income of bond buying and selling. It is relatively stable; while fund income is mainly determined by the investment target, the income is unstable.