Have you ever encountered such a situation in fund investment transactions? It seems that others buy funds to make money, but as long as they are bought by themselves, the funds start to fall as soon as they are bought, and start to rise when they are sold.

I believe many people feel the same way. In fact, this situation is not caused by any spell or bad luck. It usually happens to investors who always want to buy at a low point and sell at a high point. The most essential problem of such people investing in funds is not chasing up and down, but ignoring the value of the fund itself and only looking at the profit and loss brought about by the rise and fall of the net value of the fund. If you really want to get rid of the misunderstanding of buying and selling, you must realize the true value of the fund and make a good investment in the fund.

Therefore, when choosing a fund, don't follow the trend blindly, but carefully choose a good fund that really suits you from your own risk preference and risk tolerance.

Then there is the choice of investment methods. In fund investment, in order to obtain long-term stable income, we must have the concept of long-term investment. So first of all, we should make long-term investment.

What is the concept of long-term investment?

In the trading rules of funds, there is such a provision: in order to protect the interests of long-term investors, the CSRC stipulates that if the fund is held for less than 7 days, it will be charged no less than the redemption fee. Moreover, the subscription or redemption fee of the fund is linked to the holding time. Simply put, the longer you hold it, the lower the cost. When it is held in a certain market, usually for more than one year, this part of the fee will not be charged.

The fund is suitable for long-term investment. A long-term excellent fund will increase your investment success rate with the increase of your holding time.