Funds with a net value less than 1 yuan can be bought. When the fund's net value is less than 1, it can only show that the fund's recent performance is not good, and it cannot represent the future trend, because the fund's net value changes every day. As for whether to buy, investors need to determine according to the assets held by the fund, generally including stocks and bonds.
If the stock held by the fund has great growth potential in the future and the stock belongs to a hot industry, the net value of the fund will rise in the future. In fact, the stocks and bonds held by the fund will be adjusted every quarter. Generally, assets with low potential will be eliminated, and assets with high potential will be bought, and income will be obtained through continuous adjustment.
Users who purchase a net-worth fund should submit it before the fund trading day 15, and then calculate the share according to the net value of the fund on that day; If it is submitted after the fund trading day 15, the share will be calculated according to the net value of the next fund trading day. Everyone must pay attention to this time when investing in funds.
Users need to have fund knowledge when investing in funds, such as understanding the risks of different types of funds after investing. Usually, high-risk funds get greater returns after investment, but high-risk funds are at risk of principal loss. The common types of funds are hybrid funds, stock funds and index funds.
Finally, users can use fixed investment when investing in funds. Investors buy a certain number of funds every once in a while, and the cost can be reduced through long-term purchase. Generally, you buy more when your net worth is low, and you buy less when your net worth is high. However, the fixed investment of the fund needs long-term persistence, and it can be sold for profit after the subsequent net value rises, but the fixed investment of the fund cannot guarantee a certain profit.