Singapore Airlines Finance is a product of Ping An Bank.
Security:
1 If the income of the bank's own wealth management products is not high, generally not more than 6, the security is high, and there will be no problem with the general principal.
If the income is higher, it depends on the products, many of which are sold to other companies (such as trusts). Maybe the headmaster will have a problem.
Income:
1 the bank's own financial management is not so good. No more regular than a year. The only advantage is that the funds will be more flexible.
2 Consignment financing is much higher, and so is 10.
Investment is risky, and there are many uncertainties and risks in the investment market, so all the wealth management products we buy are risky, but the degree of risk is different. Wealth management products mainly face redemption risk, policy risk, man-made risk and force majeure risk. In addition, natural disasters, wars and other force majeure factors may also seriously affect the normal operation of wealth management products.
It is not difficult to say that investment and financial management are difficult, and it is not simple to say that it is simple. For people who know how to manage money, what kind of financial products to buy and how to allocate their own funds have come to a conclusion without much consideration. But for people who don't know how to manage money, even if they have the heart to manage money, they will always hesitate, and as a result, they waste a lot of time. You know, in financial management, time is money. If you don't fully grasp the time, it is tantamount to wasting money.
1. If you want to choose wealth management products, you must proceed from your own situation and consider your own economic ability and risk tolerance. It is not that the higher the income, the better the wealth management products. Choosing the right financial products and obtaining stable income is the correct way to manage money. When you choose a wealth management product, its risk, safety, liquidity and so on should be taken into account. Of course, its income must also be taken into account.
2. If you don't have much money, don't want to take too much risks, and need to use money at any time, choose financial products with capital preservation and current demand, such as money funds, reverse repurchase of government bonds, and bank deposits. These are the things you should choose when choosing financial products.
3. If you have sufficient funds, little liquidity demand and can take certain risks, you can pursue some high-risk and high-yield investments, such as stocks, gold and futures. These are the directions you can choose when choosing wealth management products.
4. Summary: Make clear your risk preference. If you can't stand the loss of more than 10%, don't buy high-risk wealth management such as stocks, futures and foreign exchange. Know whether your funds need liquidity. Some wealth management products have high returns but poor liquidity. You can look at the deposit products issued by banks in Internet finance, which are higher than ordinary deposit banks, and some products have good liquidity.