Steady and basically risk-free investment can't run away from CPI. If your capital reaches 5W or more, you can consider the fixed-rate wealth management products of small banks, which can generally earn more than 5% (annualized interest rate) in three months. As for the money fund, the income at the end of the year will be better. In a good period of time, the annualized income can reach more than 5%, but it is generally 2-3%. Short-term investment is not cost-effective, and the redemption date will have to wait for a few days.