Investment misunderstanding 1: debt base has no stock base.
As for funds, many investors in the market know partial stock funds. For example, Niu's China Post strategic emerging industries and his fund manager Ren have heard of his name, even though they have not bought it. Knowing that his income has exceeded 520% in the past three years, many people are excited to see this figure and feel that they will make money if they buy it. Is that really the case? Have you paid attention to the biggest retreat of this fund? Up to now, the fund has withdrawn a maximum of 54%. In other words, if you don't grasp the opportunity to enter the market, you will not only make money, but also lose half of your principal.
According to the latest data of Zhanheng Fund Research Center, the total average income of equity funds this year is 30. 1 1%, and the annual income of debt bases with good performance, such as Huashang Double Debt, is 3 1%, and the income is 28%. The income of another bond fund promoted by Zhanheng has also reached 26. 90% this year and last year. Warren Buffett's annualized income is different, and our bond fund's annual income is not high. Our A-share investors are spoiled people, and the skyrocketing market has created countless speculative opportunities. We are always influenced by high returns, but we ignore the huge retreat behind high returns. The so-called flying high, no longer explain. Investors can't just consider the return when investing.
Investment Myth 2: Bond funds only invest in bonds.