The fixed investment period of the Fund is, generally in months, but there are also other periods such as semi-months and quarters as regular units. Invest in a designated open-end fund at a fixed time (for example, the 8th of each month) with a fixed amount (for example, 500 yuan), which is similar to the deposit and withdrawal method of banks. People usually refer to funds mainly as securities investment funds.

Fixed-term investment funds only need investors to go through one-time procedures at the fund agency, and then they will automatically subscribe for each installment. In contrast, buying a fund by yourself requires investors to go through the formalities in person at the agency every time.

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After handling the fixed investment of the fund, the institution will automatically withhold the corresponding fund subscription funds on each fixed day. Investors only need to ensure that there are enough funds in the bank card, which saves time and energy to go to banks or other institutions.

Every once in a while, investors may have some idle funds. The value-added (or value-preserved) investment through the fixed-investment fund investment plan can accumulate a lot of wealth unconsciously, which is a powerful support for the increasingly rapid economic development of China.

The key to investment is "buy low and sell high", but few people make a profit by grasping the best trading point when investing. In order to avoid this artificial subjective judgment error, investors can invest in the market through the "fixed investment plan", regardless of the market entry time, market price and long-term investment decision on its short-term fluctuation.

Baidu Encyclopedia-Fund Fixed Investment