There are many products suitable for financial management, including bonds, credit cards, stock investment and insurance financing. Investment and financial management that suits you is the best. I suggest that you consider it comprehensively according to the particularity of specific products, as well as your own needs and economic ability.

Generally speaking, the basic steps that investment and financial management should follow are:

1, define the financial objectives, find out the financial gap, set reasonable objectives, define the gap with the objectives, and give consideration to both short-term and long-term objectives.

2. Self-test the risk tolerance, rationally plan the asset allocation portfolio, and determine the asset allocation portfolio according to your own risk tolerance. Risks range from small to large: deposits, wealth management products entrusted by banks, bonds, funds and stocks.

3. Select the appropriate wealth management products and investment methods, and determine the investment varieties and allocation proportion according to the asset allocation portfolio.